Invest Offshore Blog

An exciting opportunity to invest in a 5-star hotel, conference centre and residential scheme in Montenegro, one of the world's fastest growing tourism markets

The business model involves the provision and financing of construction and design services, through sub contractors as necessary, in return for revenues generated from such projects. The Limited Partnership is seeking additional partners to capitalize the business opportunity. The Designated Members have identified an exceptional first opportunity in Budva, Montenegro to build a 5 star hotel and 161 luxury apartment complex.

The project represents an opportunity to share in a unique blend of fixed income returns and a contingent profit share from the 5-star hotel and luxury residential scheme. A 25 year contract to manage the 5 star hotel is being finalized with the world's largest hotel group.

The business plan offers an option to borrow up to 85% of your investment reducing cash investment to 15%. The residential scheme intends to partner with Registry Collection to offer a luxury hotel exchange program allowing access to hotels around the world with a personal concierge service.

A casino license may be secured, giving access to further real estate and casino operations revenue and the development site is within 15 minutes drive of an international airport.

Montenegro is south of Croatia, is a country of approximately 650,000 people with 290 kilometers of undeveloped coastline, a narrow coastal plain, backed by the impressive black mountains of its name. The country became independent in 2006 and has leadership with a vision to create the Monaco of the Balkans - with a focus on luxury tourism. The first major international hotel chain to commit to the country is The Aman, which has opened on Sveti Stefan. Additionally, Six Senses, Four Seasons and Banyan Tree are also actively engaged on other development sites.

A market with little debt and little Western European exposure but one of the fastest tourism growth rates in the world. According to an independent report published by the World Travel & Tourism council, Travel & Tourism investment is estimated to rise by 16.4% per annum to reach €876.4m (or 50.8%) of total investment in 2021.

This Adriatic Project will be the first on the beautiful Bay of Budva and we strongly believe will become a major international tourist attraction.

Request an introduction to the project manager.

Uncorrelated Alternative Investment

The Fund: The Axiom Legal Financing Fund provides short fixed interest loans to approved British law firms to finance specific litigation cases and matters of a non-litigious type, such as divorce. Loans are concentrated on the consumer market but the fund does provide finance for commercial cases. However, the fund will only make loans to cases that are expected to settle within a year. This should ensure constant liquidity in the fund.

The Fund provides investors with the opportunity to diversify their portfolio into a fund targeting security of capital and consistent returns that are uncorrelated to any other market. The objective is to provide security of capital and achieve consistent capital growth.

Target minimum net annual growth rates:

• 11% (Sterling)


• 10% (US Dollar)


• 10% (Euro)

No entry or exit charge to investors. No management charge to the fund, performance fee only (the Investment Manager's fees and marketing costs are paid by the law firms) Monthly dealing.

The Axiom Legal Financing Fund is a Segregated Portfolio based in the Cayman Islands. It is a "professional and experienced investor" fund and can only be purchased through a regulated financial intermediary.

Please write for more information about the Axiom Legal Financing Fund.

Benefits of Insurance Structures for Offshore Investment

The advantages of private placement life insurance (PPLI) or variable unit-linked (VUL) life insurance are now well known and have become an integral part of wealth planning for offshore advisers. The main benefits are the following:

• Tax optimization and planning,


• Asset protection (ownership transfer of any premium)


• Investment flexibility, in particular for U.S. persons


• Estate, inheritance, and succession planning (tax- free death benefits and tax-free loans).

Over the last few years, a niche model has emerged for U.S. persons and those with "U.S. connections": the "953(d)" insurance company. Section 953(d) of the U.S. Internal Revenue Code (IRC) allows a non-U.S. insurance company to make the election to be treated as a U.S. taxpayer, which may provide material benefits to the insurance company, policyholders, and beneficiaries. With FATCA looming on the horizon, we think this model will become much more popular over the next few years. The 953(d) carrier should not be subject to FATCA because it is already a U.S. taxpayer and is compliant and transparent. It cannot be treated as an Foreign Financial Institution (FFI) because it is not foreign in terms of the IRC. Moreover, it would not imply an obligation to register with the SEC as an asset manager.

As an offshore insurance carrier, the 953(d) carrier can invest in assets located anywhere in the world, including the United States and Europe. Through the policy structure, the policyholder can legally defer income tax and capital gains tax and mitigate estate tax on the assets within the policy, regardless of the location of those assets: United States, Europe, Asia, and so on. Like a Liechtenstein or Luxemburg insurance company, the 953(d) carrier is not subject to U.S. state or federal insurance laws because it does not engage in trade and business in the United States.

The 953(d) election elegantly addresses a number of the issues with FATCA. As a U.S. taxpayer, the FATCA regime does not affect the 953(d) carrier. It is, in any case, tax transparent. This election results in a big benefit for non-U.S. persons with U.S.-situs assets and/or U.S. person dependents. The U.S. taxpayer status solves the withholding tax issues. The structure is fully tax transparent for U.S. beneficiaries but at the same time retains the tax advan- tages of PPLI. In particular, it provides benefits to those clients with U.S. beneficiaries in their trust structures. In combination with an irrevocable life insurance trust (ILIT), it also avoids the generation skipping tax (GST).

Request more information about irrevocable life insurance trusts.

Pegasus are licensed investment advisors and have been providing asset management services from their base in Hong Kong since 1990. Guided by Asia financial guru Mr. Paul Pong Po Lam, they work closely with private trust companies and provide investment advisory services and discretionary portfolio management. Pegasus offer 3 managed investment funds focusing on Greater China, and have consistent results since launch.

Since Pegasus has no affiliation with any fund houses, brokers or financial institutions, they can place the client's interest first to make the best investment decisions.

The Pegasus investment philosophy is; 'to combine growth and value discipline, leads to superior long-term results'.

PENSION NOT A TRUST The Master Pension Trust is an "onshore" Hong Kong registered "occupational Retirement Scheme" (ORSO) administered as a Trust under the Mandatory Provident Fund schemes Authority since 27th March 2006.

COSTS: With trusts becoming more expensive, the Master Pension Trust gives a unique tax and pension planning opportunity at fair cost.

TAX EFFICIENCY AND FLEXIBILITY Due to the HK ORSO tax regime and double taxation agreements, no matter what your residence or nationality the Master Pension Trust can be one for the most cost effective and efficient ways of mitigating your tax planning issues.

QROPS The Master Pension Trust will accept UK domiciled pension transfers and thus take full advantage of the HMRC Qualifying Recognised Overseas Pension Scheme rules.

• The Master Pension Trust can hold cash, property, land, mutual funds, stocks, stock options, bullion, private shares, hedge funds and bonds.
• It can mitigate "MOST" taxes depending on your domicile, on both a current basis and death basis.
• It can accept most transferred Pensions with no limits. It protects you and your assets against claims from Creditors.
• No Income tax, Capital Gains tax, on the underlying funds
• No compulsion to purchase an annuity
• Income for life on 70% of pension funds transfered from a UK Pension.
• Lump sum payment available on retirement age.
• No Widows benefit on pension scheme
• Freedom of investment and currency choice
• No tax on the scheme or its member
• Reporting requirements costs are significantly less in Hong Kong than elsewhere and that helps to enhance absolute returns on investments.
• Client confidentiality.
• Choice for investment assets.
• No maximum investment restrictions.
• Can mitigate UK Stamp Duty Land Tax, Capital Gain or Income tax on the transfer of property.
• No UK IHT, death or estate tax.
• No profits tax on property traded within the Master Pension Trust.

HONG KONG Master Pension Trust main features
Master Pension Trust can take transfers and contributions from anywhere. That is because of the Occupational Retirement Schemes Ordinance definition of a scheme. In other words, we are not confined to Hong Kong. A Master Pension Trust can receive employer contributions from anywhere for any type of pension fund design - defined contribution, lump sum, final salary, defined benefit, pension or annuity. It can purchase any form of insurance or financial instrument to answer benefit payments.

Any United Kingdom registered pension fund of any description, whether in drawdown or not, may be transferred to Master Pension Trust.

All forms of restriction on transfer of pension funds into and out of member states are made illegal under European Union Law. The United Kingdom regulations on transfers to QROPS follow EU law. HMRC cannot change regulations against EU law.

A transfer payment may be made either to the scheme administrator including persons responsible for administration of the QROPS, not just the trustees of Master Pension Trust; or, where the receiving scheme for the member is to be an insured scheme, the the scheme insurers, then to Master Pension Trust (the usual route).

A Transfer Value is calculated according to The Pensions Regulators guideline and must be explained by the person presenting it to the member.

Following the transfer, Master Pension Trust will be required to provide benefits on a like for like basis as preceding the transfer. So the transfer of a scheme pension in payment, for example, should be continued in that form, and the conditions as set out in HMRC's RPSM14106030 should be followed. If any of those conditions are not met the member of the receiving scheme will be liable to an unauthorised payments charge (see HMRC's RPSM13102020).That will be the case, in particular, if a lump sum is paid, the scheme pension is increased or the income withdrawal is speeded up. Transferred pension fund money received by a Master Pension Trust cannot be topped up.

Additional voluntary contributions of any description, including real estate, can be received by Master Pension Trust only if the member is in employment and sponsored by his employer who must sign the Master Pension Trust trust deed.

Master Pension Trust members and their dependants can elect to defer benefit payments past first payment due date or on the member's death. There is no reversion of the fund to the member's deceased estate except by default where the member has no dependants or relatives.

Together with Modern Portfolio Theory, at, for example, age 60 with a life expectancy of 25 years, the portfolio should be weighted 70% to liquidity and 30% to less liquid capital growth. The 70% tax law rule is clear - life means life and not life style. The Master Pension Trust is designed to allow 100% drawdown of capital and income during a member's lifetime with the option of leaving a capital residue for the member's spouse and dependants.

Antigua & Barbuda Citizenship Investment

A one-of-a-kind property overlooking one of the Caribbean's great beaches in the middle of a National Park, and on top of the access this investment gives you to the Antiguan Citizenship Investment Program, the villas of Papaya Hotel & Spa promise to be an excellent operating business model.

In Antigua, the home of the Caribbean high-end boutique hotel, a world-class land developer and proven top boutique hotel operator are creating something that can only happen once. With a site that has been held and treasured for four generations and this level of international expertise, the Papaya Hotel & Spa development has a vision of creating the quintessential Caribbean hotel experience in the broader Rendezvous Bay National Park community.

Project developer Brian Dobbin has twice won the UK's prestigious Bentley International Property Award for Best International Development from hundreds nominated worldwide and hotel developer and operator Angelo Zaragovia was publicly thanked by the President of Costa Rica for the impact his hotels have made on Costa Rican eco-tourism.

From the low density and sensitive placement of structures, to the organic farm and nature reserve that sits below the hotel and backing onto world famous Rendezvous Beach, the development team for Papaya Hotel & Spa has strived to create a plan that will guarantee the boutique hotel's position as a classic destination in the future, and seamlessly weave its location as the centre of the Rendezvous Bay national park land.

Rendezvous Bay Real Estate Corporation is a partnership of the Walter family of Antigua and Brian Dobbin's Elmsbridge Property International, and will be developing Papaya Hotel & Spa, a joint venture with Angleo Zaragovia.

Fifty five one- and-two bedroom villas will be operated on behalf of international owners in the Papaya Hotel operations, and 50% of the net revenue of these villa rentals will be distributed amongst the owners in a pool.

For a detailed overview of the proposed hotel operations and an estimate of performance for the pool of operating villas, including financial projections, as well as a biography of the Papaya Hotel & Spa development team, please contact us.

The opportunity to become a citizen of Antigua and Barbuda is truly unmatched. A member of the British Commonwealth and world-class destination as evidenced by its growing international population over the last decade, thousands of international travelers visit annually and leave the islands harbouring dreams of having a home here.

Citizenship of Antigua and Barbuda presents diverse benefits such as visa-free travel to over 120 countries including Europe and Canada, and the opportunity to reside in one of the most desirable destinations in the Americas. Relaxed, yet sophisticated, families can enjoy superior education amongst a mosaic of cultures, and the lifestyle is idyllic.

The Government will limit the number of citizenships available each year, and the program will be offered solely to select individuals who invest in approved tourism projects.

Papaya Hotel & Spa will be one of the first approved projects under the Citizenship Investment Program.

Currently Available Fifty five one- and two-bedroom hotel villas will be available for purchase from May 2012. Prices start at $759,000 USD.

How Does The Program Work?
The inaugural Antigua & Barbuda Citizenship Investment Program has been passed by Cabinet and will soon be accepting its first applications. The main criteria of the program are: Minimum $500,000 US investment in an approved property.

Background information and medical certificate required for a thorough security processing. If approved for citizenship, government processing fees will be required of $40,000 US per adult and $20,000 US per child. A final interview will take place in Antigua before citizenship is granted. Passports will be issued for a five-year period. There is a residency requirement of 150 days in Antigua & Barbuda during that five-years.

Invest Offshore is offering you the opportunity to be first to apply for the limited spaces in the new program through investment in Papaya Hotel & Spa villas in Rendezvous Bay, Antigua. Please email us to be added to the Papaya Hotel & Spa Villas reservation list.

Mitt Romney has invested his money around the world, from the Cayman Islands to Ireland to Australia. We don't know if he's using these accounts to avoid paying his fair share in taxes, but we do know that in 2010, Romney's tax rate was a startlingly low 13.9%.

While living abroad, one of the best ways to build your income is to invest in the Foreign Exchange Market (also known as the Forex Market). Based on the movements and trends of currencies from around the globe, Forex can lead to huge gains when global markets are doing well. On the other hand, political strife, war time and economic struggles can lead to large fluctuations in the market, and subsequently large losses if your money is not invested wisely. Many of the dangers of investing in such a volatile market can be mitigated by following a few simple steps to protect your valuable, hard-earned expat capital.

The first step to protecting your capital is very simple - do your research before investing. When you invest in a certain currency, you align your fortunes with those of an entire nation. It's only common sense to look into the stability of the nation whose currency you are buying. It is also advisable to check out the well being of other countries that hold a strong influence over that nation. Take a close look at the historical performance of that currency and how it has been affected by events in the past. Prior to actually investing in a particular currency, spend some time observing the performance of that currency against other possibilities and look for financial advice. Careful planning and research are an invaluable part of protecting your hard-earned money.

Another key strategy for preserving your expat capital is to pay special attention to interest rates. The long term success of any currency market is driven by interest rates, and understanding how interest rates are set and influenced can provide a much better understanding on how they will affect your investments. It is also important to understand the fundamentals of the Forex market as a whole, as well as the trading and buying process.

One of the biggest mistakes made by amateur investors is giving in to the impulse to over-trade. Overtrading can take place by buying and selling at an accelerated rate, or buying an inordinately large number of shares in a single currency. Learning how to operate with judiciousness and restraint can avoid such pitfalls as reactionary trading in the face of a potential downturn, or overzealous buying in the heat of the moment. Patience, measured caution and the willingness to take a risk must all be maintained in a careful balance to achieve the right approach to dealing with the Forex market.

A large part of protecting your capital is simply approaching the Forex market with a level head and basic common sense. While it is definitely a good idea to pay attention to financial news and expert advice, remember that it is your money at stake, and it is ultimately your decision on how to invest it. Working with a professional is always a good idea, but do not hesitate to express your own ideas and concerns regarding how your money should be handled.

Event: The Offshore Investment Conference Panama 2012
Date: 21 & 22 March 2012
Venue: El Panama Hotel, Panama City, Panama
Chairman: Derek R. Sambrook

Private Interest Foundations, Trusts, Asset Protection, Banking, E-Commerce, Insurance, Shipping, Free Zones, Regulation, Taxation, Secrecy, Immigration, Investment, Relationships with the US, Europe and Asia

Offshore Investment, a UK based international publishing and event management company, have announced the inaugural Offshore Investment Conference Panama 2012.

Latin America has leapt to centre stage with growing political self-confidence and economic muscle, displayed in varying degrees throughout the region, by an assertive new spirit of industrial innovation, and social progress.

Panama, a country with just over three million people, has become the most important trading and business hub in the region. Its structure, geographical position, political stability and the characteristics of its economy, combined with its friendly tax and regulation system have seen Panama evolve into one of the most important and respected business and financial centres.

Get Greater Investment Options through a "Self-Directed" IRA!

Through a self-directed IRA clients can open the doors to greater investment choices. There are few limitations on the types of assets suitable for retirement plans. Investments such as gold, silver, offshore hedge funds, foreign currencies, private stock, and foreign real-estate are available through the use of a self-directed plan. These options are not frequently offered by conventional plans.

Most IRA assets are stuck in products with mediocre returns, brought to them by mediocre advisors. In fact, many people consider IRA funds "dead money", but that doesn't have to be the case with a self-directed IRA.

How does it work? The client rolls over their current IRA or old 401K into a self-directed IRA. The self-directed IRA owns a corporation or LLC,which holds the assets. The client opens an account with an offshore investment firm in the name of the corporation and invests the asset for growth. This is a tax compliant way for clients to grow their assets on a tax deferred basis. This is similar to what presidential candidate Mitt Romney has setup according to the Wall Street Journal.

InvestOffshore.com works with an offshore investment firm that can educate clients and easily walk them through the setup process. They will roll-over the clients current IRA or old 401K, and help clients form a company or LLC. Once it is setup they canprovide clients with the platform, products, and knowledge to help you manage assets for growth. Clients will benefit from professional asset management, ability to trade 80+ global markets, precious metal storage, multi-currency accounts, and access to offshore hedge funds. They specialize in providing private asset management with low or no correlation to the boarder US markets.

If you are ready to open the doors to greater investment options for your retirement assets, or want more information contact us today.

Hong Kong (HKSAR) - With the Prime Minister of Canada, Mr Stephen Harper, about to set off for an official visit to China this month, the Director of the Hong Kong Economic and Trade Office (HKETO) in Toronto, Ms Gloria Lo, on February 1 (Vancouver time) described Hong Kong as the right gateway for the further strengthening of Canada-China business links across the Pacific.

Speaking to more than 80 media representatives at a spring dinner reception in Vancouver, Ms Lo said that Hong Kong would continue to "go global" together with the Mainland and act as the premier gateway for overseas enterprises to explore business opportunities in China.

The media dinner was jointly organized by the HKETO and the Canadian office of the Hong Kong Tourism Board.

"As a practical measure to facilitate trade, the Mainland will further open up its service sectors to Hong Kong through the Closer Economic Partnership Arrangement. This would present new opportunities for Hong Kong and those overseas, including in Canada, who would like to do business with Mainland China through Hong Kong," Ms Lo said.

Hong Kong remains an excellent place for business and is the freest economy in the world, according to the Fraser Institute in Canada and the Heritage Foundation in the United States.

"With the full support of our Central Government under its National 12th Five-Year Plan, Hong Kong will continue to develop and consolidate its status as a global financial centre and an international trading and shipping centre," Ms Lo said.

"Specifically, the Central Government supports us to further develop Renminbi offshore business and our six new growth industries in the areas of testing and certification services, medical services, innovation and technology, cultural and creative industries, environmental industries and education services."

According to the World Economic Forum, Hong Kong has the strongest financial system to support economic growth, and it has remained at the top position in the world for three consecutive years in terms of fundraising through initial public offerings.

"There is a saying in Chinese, 'Tian shi, di li, ren he', which means that if you want to succeed, you need to do the right thing at the right place, at the right point of time, and with the support of the right people and connections through the right people," she said.

"In the context of trade, I would think that despite all the uncertainties in the global economy, there is a favorable environment, right here in Canada now, for us to promote business and trade with Hong Kong."

Ms Lo said that in the coming months, the HKETO would organize a series of trade promotional activities in different Canadian cities with a focus on certain sectors and industries in which there are complementary aspects between Hong Kong and Canada.

The HKETO will continue to support the Hong Kong Trade Development Council in organizing Canadian trade missions to Hong Kong, while its Invest Hong Kong desk will provide assistance to Canadian companies that are interested in establishing their business in Hong Kong.

During her two-day visit in Vancouver, Ms Lo also met with the Hong Kong-Canada Business Association and visited some media organizations.

Source: HKSAR Government

Following is the speech by the Chief Executive, Mr Donald Tsang, at the luncheon hosted by the Hong Kong Economic and Trade Office in Berlin, the Hong Kong Trade Development Council and the Swiss-Hong Kong Business Association, in Zurich, Switzerland, today (January 27, Zurich time):

Dr Moser (Kurt Moser - President of the Swiss-Hong Kong Business Association), Distinguished Guests, Ladies and Gentlemen, I'm very grateful for the introduction of Dr Moser. He described me as a friend of Switzerland. I now take this opportunity to tell you honestly that Switzerland has always been the role model as I govern Hong Kong.

We have similar size in terms of population of about 7 million. Your per capita GDP is twice of ours. You concentrate on services in excellence and we try to do the same.

You have a rich culture of serenity, democracy, openness. This is something we want to imitate as well. And I continue to admire your achievement over the years despite ups and downs in global performance whether it's economic side or during war times.

This is something which many people tend to overlook. This is a great place on earth and you have lots of admirers particularly from the East involving myself. To me it is a great pleasure to be back in Switzerland although I travelled here quite frequently in my previous incarnations.

Now with my new job as the Chief Executive, I'm supposed to look after the house, so I'm very much bound in Hong Kong and I traveled less, but my heart is with you. I admire your achievements particularly how you handled various crises, particularly the free spirits of the people whom we try to imitate in Hong Kong. I wish particularly to take this opportunity to thank the Swiss-Hong Kong Business Association for its work in promoting strong links between our two economies, and of course the Hong Kong Trade Development Council for its sterling work in promoting our manufacturing and services sectors abroad.

Some of you may know that we have just a few days ago celebrated Chinese New Year.

This year heralds the return of the most noble and auspicious of the celestial creatures, that is, the dragon. The dragon, unlike the western dragon, is considered a symbol of strength, a symbol of imperialism and a symbol of great power. It will be the Year of the Water Dragon.

We have Fire Dragon, the Water Dragon but this one is the Water Dragon.

Water has a calming effect on the dragon's fearless temperament and fiery spirit. Those born in the Year of the Water Dragon are said to be better equipped to take a step back, re-evaluate a situation and understand the art of patience. Given the state of the global economy at the moment, it sounds like we need a few Water Dragons to help chart a smooth course through this extremely uncertain period in the fiscal and monetary worlds.

We are just four days away from the end of January and it is hard to know where the first month of the year has gone.

I am just on my way to take part in the annual pilgrimage to Davos for the World Economic Forum meetings, but one thing is already obvious we are going to need all of the Water Dragon's patience, courage and resilience if Europe is to survive in its current shape and form, and for the US to return to a more robust and sustainable growth trajectory. I am sure it is going to be an extremely busy year for governments on both sides of the Atlantic.

Those of you who have been to Hong Kong will know that life in our neck of the woods is also often busy, some might even say frantic at times. We are fully plugged into the world economy, so we are watching the developments in Europe and the States with great interest and anticipation.

At the same time, we are not the kind of people or economy to stand around and wait for the things to get better, we have survived and prospered over the past 50 to 60 years because we are restless for progress in good times and bad.

That drive to succeed has taken on a new dimension since Hong Kong's return to our Motherland in 1997.

Do you want to economize AND own a new custom made beach villa with marvelous ocean views in Brazil? Here is a comprehensive new-build package for overseas investors. These are just some of the advantages of building a brand new home in Brazil

• Can be cheaper than buying a re-sale home
• Built to your specifications, taste and budget
• It`s new! Cheaper option over the long term
• Significantly lower maintenance costs
• Higher rentability potential
• Better investment returns on re-sale

Common Objections to building a new home in Brazil

• How am I going to take care of the project as I can`t be in Natal to oversee the build and don`t know enough about construction
• I can`t speak Portuguese and construction companies are a headache to deal with.
• It`s too big a responsibility. All kind of things could go wrong.

The highly professional project team of Brazilian architect, engineer and project manager, all speak fluent English and have extensive experience building residential/commercial properties for international investors all over Brazil.

You make the decisions and dictate the price. BrazilBeachHouse take on all the responsibility and have contractual guarantees in place to ensure your new Brazilian property is delivered on time and on budget.
Here are the basic steps they follow to help build your brand-new Brazilian home;

1)Consultation on design,price
2)Design chosen, Project submitted for planning permission
3)Materials and fittings decided on
4)Itemized cost analysis of all materials used from the kitchen sink to the door knobs!
5)Construction work begins. Length of time for house completion can be between 4-6months depending on size of your project
6)Project completed. Keys delivered.Champagne uncorked!

Building Costs in Natal, Brazil (R$ = Reals)

STANDARD: cost for a high-quality build is R$1000 per m2 or
ECONOMY: If you would prefer to economize on the building materials the price can fall to R$750 per m2.
LUXURY: standard with the very best of fittings and finishing will cost you in the region of R$1500 per m2.
(click here for currency converter)

To lean more, visit Brazbeachhouse.

Are you tired of the stock market whiplash? Are you looking for a lower risk investment, but bonds can't beat inflation, and high dividend stocks are too volatile? It is time to think outside the box for wealth creation.

Bateman Financial offers a legal financing fund that many of our investors have found very attractive. This fund provides capital security and consistent principle growth, which is uncorrelated to the financial markets, property prices or interests rates. The fund achieves capital appreciation by providing short term fixed rate loans to UK law firms, working on a no-win, no-fee basis. Loans are repaid when the case settles or in installments. To provide a high level of security to investors all loans are fully insured against non-repayment by third party insurance agencies. The fund has no entry fee, no exit fee, and no lock-in period. The fund is available in GBP, EUR, USD, AUD, CAD, & CHF and is a great tool for clients in seek of currency diversification. The fund targets an 11% return and the minimum investment of $40k USD.

The performance remains consistent and is summarized below:

Returns shown are using the fund's base currency of GBP. Due to hedging cost the returns in EUR, USD, AUD, CAD, & CHF are about 1% lower per annum than GBP.

So if you are tired of the whiplash of the stock market, or frustrated with the minimal returns on bonds, get the peace of mind, and capital appreciation you have been looking for. Please contact me for a prospectus including investment including risks, fees and objectives.

Josh at Bateman Financial: josh.vandyk@batemanfiancial.com +1.345.943.4766