Tag Archives: Life insurance

Held Captive! The Closely Held Insurance Company

11 Jul
Sessions House, Hamilton Bermuda

Captive Insurance – An Integrated Tax and Risk Management Solution Captive or closely held insurance companies have been around a long time, at least fifty or more years. For most of their existence, captive insurance companies lived in relative anonymity and were mostly in the domain of public companies. Businesses or industries with significant warranty […]

Investments You Should Have at Home

07 May
The Beverly Toon House is a property in Franklin, Tennessee that was listed on the National Register of Historic Places in 1988.

As a homeowner or parent, there are certain investments that are important to you and your family. Investments that you should have at home can be more important than business investments. These are investments that protect your wellbeing, your family, your finances and your health. These types of investments are often overlooked because they do […]

An American in Paris (or Shanghai or Tel Aviv) – Part 3

05 Nov

How to retain your account in a Foreign Financial Institution A. Overview In my last installment, I discussed the benefits of a private placement insurance contract (life insurance or annuity) issued by a life insurer domiciled in Puerto Rico – Isla del Encanto – for Americans living overseas. Aside from providing tax-advantages, the Puerto Rican […]

Tax-Advantaged Offshore Investment

28 Oct

How to: Minimize U.S. Tax Reporting Requirements (Legally!) If you are an American living overseas, the walls are closing in on you quickly. If your foreign bank hasn’t already closed your account, don’t hold your breath because it is probably coming quickly. A large number of excellent articles have covered the implementation of FATCA and […]

An American in Paris (or Shanghai or Tel Aviv)

09 Oct

  Part 1: Using Tax-Advantaged Investment Solutions While Living Overseas Overview According to the American Citizens Abroad, there are five-seven million American citizens living outside of the United States on a fulltime basis. I for one am green with envy. I grew up in the Panama Canal Zone and know “first hand” that it can […]

Private Placement Life Insurance – Best Offshore Investment Yet

15 Dec

For decades, individuals have been placing money outside of United States boundaries. As a way of securing their funds or investments, offshore accounts were a tax free means to earning interest on a sizable amount of money. But with recent developments from the White House, offshore banking has become more restricted–lessening the appeal of creating […]

FVUL, Foreign Variable Universal Life Insurance

09 Mar
American flag - Life Insurance

Elimination of Capital-Gains, Tax-Free Growth, Tax-Free Borrowing, Elimination of Estate Tax. This structure offers some of the best tax planning benefits available today. Investors with appreciated assets of at least $1 million (public or private stock, real estate, etc.) can use the FVUL structure to obtain significant tax savings. The FVUL can eliminate 3 levels […]